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The first tax calculator for the whole of Switzerland. Simulate the property gains tax due on the sale of real estate for different sales dates and different sales prices.
for all 26 cantons
easy & free of charge
continuously adaptable
The real estate gains tax varies from canton to canton. However, the fact that the length of ownership has a significant influence on the resulting tax is consistent throughout Switzerland. The Houzy Real Estate Gains Tax Calculator can simulate any scenario so that you can observe the change in tax. Depending on the outcome, you may want to wait with selling your property in order to save a substantial tax amount.
Enter the relevant key data about your house or apartment in 4 simple steps.
The property is analyzed according to location and characteristics using thousands of comparative data of properties in your region.
After the calculation, you will receive online access to your free real estate gains tax result.
Simulate the real estate gains tax for different sales dates and different sales prices.
In most cases the seller is responsible for paying the real estate gains tax. However, if the the seller does not pay, the tax authorities will demand the amount due from the owner of the property. Therefore, if the purchase took place before the tax was paid by the seller, the buyer (i.e. the new owner) is expected to pay the due amount.
Our tip: When buying property, a buyer should pay special attention to the payment of the real estate gains tax. A good way to do this is for the seller to deposit or secure the amount of tax owed in advance, or for the buyer to deduct the tax from the purchase price and transfer the amount themself afterwards.
Did you know that the notary fees, transfer taxes, house advertisement costs as well as the broker's commission can all be deducted from the sales profit and thus let you reduce the taxable profit?
We are an independent, young Swiss company and are financed by partners and investors. We develop all our tools ourselves - the results are based on Open Data.
Data security is our top priority. Your data will never be passed on to third parties without your permission. You always decide for yourself when you want to share what information with whom.
We exclusively work with selected and certified regional Swiss real estate experts and craftsmen in order to meet your quality requirements.
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Sabine H.
Matthias G.
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It is deferred if you buy a replacement property in Switzerland with the proceeds of the sale. Deferral is granted for owner-occupied residential property if the purchase price for the replacement property is higher than the investment costs for the property sold. The tax is also deferred in the case of changes of ownership due to inheritance, advance withdrawal or gift and changes of ownership between spouses due to changes in matrimonial property law, separation or divorce. You can find out more in our article «Real Estate Gains Tax: What Sellers and Buyers Should Know».
Real estate gains tax is due immediately. In the best case, directly after the sale and before the keys are handed over. Unless you buy a replacement property in Switzerland with the proceeds of the sale. Then you can postpone the payment of the real estate gains tax for one to two years, in exceptional cases even for up to four years.
A lot of money is at stake. A gain of CHF 500,000, for example, is taxed at CHF 162,000 in the canton of St. Gallen after ten years of holding, and at CHF 30,000 in Sarnen in the canton of Obwalden. With the real estate gains tax calculator from Houzy, you can conveniently calculate the tax for real estate gains on your property online (basis: tax rate for single taxpayers and owner-occupied property - possible for every canton). This way you know how much you owe the tax office after the sale. Find out more in our article «Real Estate Gains Tax: What Sellers and Buyers Should Know».
The amount depends on the net profit, the holding period and the location. Real estate gains are taxed differently in the cantons. Some calculate the tax proportionally, others progressively. Almost all cantons grant a discount for a long holding period and charge a surcharge for a short holding period. The differences are great: a property gain of CHF 500,000 is taxed about 5.4 times more in St. Gallen after ten years than in Sarnen in the canton of Obwalden. Read more in our article «Real Estate Gains Tax: What Sellers and Buyers Should Know».