AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
Many dream of a house by the sea or a city apartment in a metropolis. We have researched how you can fulfill this dream.
Building is generally prohibited in Switzerland. That's why you need a permit. Even for small building projects like a garden shed or a wall.
In hot August, the main thing is to provide all the plants with enough water. But there is more work to do in the garden and on the balcony.