AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
Is your mortgage expiring in 12 to 18 months? Then you should slowly but surely consider whether an extension or redemption makes more sense.
A lot of heat is lost through old and/or leaky windows. Is it worth replacing older windows with triple-glazed insulation ones?
In the golden October, enjoy your garden and prepare all the plants for the winter. Read everything about October's gardening.