You have discovered your dream property, but you still lack the necessary equity? With the smart rent-to-buy model, you can fulfil your dream of owning your own home today.
Flexible purchase model
Cheaper than renting
Secure current purchase price
You rent a residential property and acquire a purchase option for later. You only need 10% equity capital for this. The rent-to-buy provider takes care of the rest.
You pay a low "rent" and at the same time set aside sufficient capital for the ordinary mortgage, which must be taken over at the end of the contract.
At the end of the contract, you decide whether you want to take over the property. If your needs have changed, you return the property to the provider.
You need less than 20% equity and do not have to worry about financing.
You remain flexible and decide at the end of the contract whether to take over the property or not.
You secure your new home and the current purchase price today.
You pay a comparatively low rent and the increase in property value is also entirely yours after the takeover.
Rent-to-buy is a leasing contract with an acquisition option. You rent a house or apartment now and acquire an option to buy later, usually in 5 to 10 years. For this, you only need about 10 instead of 20 % equity, pay a monthly rent and save money during the contract period to take over the property at the end of the contract and finance it with a mortgage. The purchase price for the purchase option is credited at 100 % when you take over the property.
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We exclusively work with selected and certified regional Swiss real estate experts and craftsmen in order to meet your quality requirements.