Houzy Insurance Check

Which insurances are obligatory, recommended or not necessary for you and your property? Check your property now, find out estimated costs and avoid under- or overinsurance.

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Avoid Over- or Underinsurance:

Insurance policies are complex. Sometimes their benefits overlap and sometimes there are even gaps between the individual insurances.

The Houzy Insurance Check shows you, which insurances are mandatory, recommendable, worth considering or not necessary for your house or flat. Our online tool with lots of tips and know-how shines a light on dangerous underinsurance and costly overinsurance.

Houzy Insurance Check – How it works


Describe property

Enter the relevant key data about your property in just a few steps.


Describe housing situation

With just a few details of your living situation, we can check your personal insurance needs.


Receive online results

After the analysis, you will receive your results online in your personal Houzy Account.

Is the Building Insurance Mandatory in All Cantons?

In most cantons, the building insurance is mandatory. A building insurance policy covers damage to the building itself. The coverage usually applies to fire and natural hazard damage. It is up to you whether you want to take out an additional insurance against other risks such as earthquakes, vandalism or building collapse.

Start free check now

Water - the Greatest Enemy of a Homeowner

A leaking roof, defective water pipes, damaged supply and drain lines of washing machines or dishwashers - the list of possible damages goes on and on. Water damages happen regularly and are one of the most common damage types to residential property.

Water damages can cause high costs. Therefore it may be worthwhile to properly insure oneself against the financial consequences of a water damage.

 Check insurance needs now
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How much is my dream property really worth?

Our data-based and neutral market valuation calculates the current value of your dream property with just a few clicks.

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This is what we stand for


We are an independent, young Swiss company and are financed by partners and investors. We develop all our tools ourselves - the results are based on Open Data.


Data security

Data security is our top priority. Your data will never be passed on to third parties without your permission. You always decide for yourself when you want to share what information with whom.

Certified experts

We exclusively work with selected and certified regional Swiss real estate experts and craftsmen in order to meet your quality requirements.

What insurance costs can you expect?

Check your insurance needs in just a few steps and find out where you may be underinsured or overinsured.

Our smart checklists for you

Planning to buy a home? Get our expert-based checklists.

Our checklists guide you through the most important steps on your journey with helpful advice and tips.

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FAQs – Answers to our Insurance Check

What happens after registration?
How high are the insurance costs of a property?
Why is underinsurance bad?
Why is overinsurance bad?
What risks do building insurances cover?
Do I need a water insurance for my home?
Will any costs incur at a later date by using Houzy?

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