AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
If you own a house that was built before the 1980s, a renovation may make sense. How much does a total renovation cost in Switzerland?
After 10 years you will have to calculate with the first renovation costs for your house. Plan the measures early and save money.
In the Swiss property market, home staging plays a decisive role when selling a house or flat.