AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
With new façade cladding, you can completely change the character of your house and protect the building fabric from wind and weather.
With a biotope in your garden, you create a sanctuary for yourself and your family and at the same time promote biodiversity.
The days are slowly getting longer, the desire for gardening increases. In February you can prepare your garden and plants for spring.