How attractive is your current mortgage? Compare and get advice from the comfort of your home

With UBS key4 mortgages, you can combine the most attractive offers from various providers
with just a few clicks and receive non-binding advice from qualified experts.

Compare mortgages online

Non-binding advice over the phone

Follow-up financing up to 18 months in advance

Indicative interest rates of UBS key4 mortgages*

SARON mortgage

from0.89%

+ SARON

5-year fixed-rate mortgage

from1.16%

10-year fixed-rate mortgage

from1.45%

15-year fixed-rate mortgage

from1.65%

These interest rates are for illustrative purposes only and are updated regularly (status as of 05.04.2025, 06:00 am). They do not constitute a binding financing offer.

Would you like to redeem your mortgage to benefit from better conditions?

Switching to UBS key4 mortgages is particularly worthwhile when redeeming an existing mortgage: while you often receive special conditions for new mortgages, the interest rate offers for renewals often correspond to shop-window prices. This means that in many cases, the administrative effort of changing providers at maturity pays off for you.

How does UBS key4 mortgages work?

There are many different types of mortgage offers. With various interest rates and terms, from a range of providers: it’s difficult to get an overview.

Instead of spending a great deal of time obtaining offers, with UBS key4 mortgages you can simply let the providers come to you: just give us a few details and you will immediately receive non-binding offers from various Swiss providers. They are transparent, independent, individual and of course free of charge.

Taking out a mortgage with UBS key4 mortgages pays off

Combine offers and save money

One provider offers attractive interest rates for long terms, another has particularly good conditions for short terms. With UBS key4 mortgages you can do both. Combine offers from various Swiss financing providers to create your own personal total financing solution.

Attractive interest rates and terms of up to 15 years

Find the right mortgage for you. With just one request, you will receive non-binding offers immediately online. You remain independent and autonomous when choosing your mortgage. You decide on the product, term and provider for yourself.

Free, one-stop advice and processing

If you are interested in an offer, you will receive an uncomplicated offer by e-mail. The experts at UBS key4 mortgages will advise you free of charge and without obligation on request and will be happy to help you put together your ideal mortgage.

Ready for the best offer? Here's how:

1

Enter your financing and property details

First, you must answer a few questions online about the financial conditions of your desired mortgage, your property and your financial situation.

2

Get a non-binding offer

With just one inquiry you will receive the most attractive offers from our different providers in a flash. Our offers are transparent and comparable.

3

Get free advice - and take out a mortgage

From here on, our advisors take over and explain how to proceed step by step.

Well accompanied with the advisors from UBS key4 mortgages

With UBS key mortgages, you combine the best offers from various providers for your optimal total financing. UBS is Houzy's exclusive financial partner. That's why you can obtain non-binding offers for new mortgages or mortgage extensions with just a few clicks on houzy.ch. You will then receive personal advice from the advisors at UBS key4 mortgages. The financing experts are also on hand to help you take out a mortgage.

Compare offers now

The offers displayed on app.houzy.ch are for illustrative purposes only and are based on the information you have entered. We offer you a selection of the lowest daily interest rates available on the UBS key4 mortgages platform. The UBS key4 mortgages products offered on this website are intended for and accessible to Swiss residents only.

What is different about UBS key4 mortgages?

The essentials in brief

Get offers at attractive conditions with just a few clicks.

FAQs – UBS key4 mortgages

What is UBS key4 mortgages?

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How does UBS key4 mortgages work?

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What advantages does UBS key4 mortgages offer me?

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Can I finance my property with UBS key4 mortgages?

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What role does UBS play in UBS key4 mortgages?

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Can I negotiate terms in relation to my mortgages?

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Which providers finance UBS key4 mortgages?

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What data do the providers receive?

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