Overinsurance or underinsurance can be expensive. Because you pay too much premium or receive less money in the event of a claim. What can you do?
AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
Every 16 min there is a burglary in Switzerland. The more and the higher hurdles you put up, the more burglars will look for victims other than you.