Overinsurance or underinsurance can be expensive. Because you pay too much premium or receive less money in the event of a claim. What can you do?
AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
Every 16 min there is a burglary in Switzerland. The more and the higher hurdles you put up, the more burglars will look for victims other than you.
How great is your need for security? That is the central question if you want to insure your condominium property, alone or as a community.