AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
After 10 years, the first measures become due. The renovations become larger as the years go by. Plan early and put money aside.
Homeowners must pay tax on the imputed rental value as income. If you plan renovations sensibly, you can optimise your tax burden.
When you sell your house or flat, you have to pay tax on the net profit. The amount is calculated differently from canton to canton.
Selling an apartment or a house is a lot to do. We have summarized the most important steps from valuation to land register entry.