AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
The Swiss National Bank (SNB) has lowered its key interest rate by a quarter of a percentage point from 1.25% to 1.00%.
Due to daily use, the bathroom is exposed to constant stress. When taking a hot shower, the resulting humidity attacks the walls of the...
You can harvest a lot in September and should slowly but surely prepare your garden for the cold season and the next spring.