AHV and BVG cover 60% of the last income. With a pension plan, you fill the gap and can retire early.
Replacing old windows is worthwhile in several ways. Among other things, because you save a lot of energy. What other reasons are there for replacing
In the golden October, enjoy your garden and prepare all the plants for the winter. Read everything about October's gardening.
Mold feels right at home in humid cellars. Older houses are particularly at risk. Excessive humidity endangers the building fabric of your home.