Many houses, mainly older ones, lose a lot of heat because they are poorly or not insulated at all. How can you avoid this and save a lot of money?
If you want to sustainably reduce your energy consumption, you should take a closer look at your heating system.
After retirement, you have to manage with less income. That's why banks require you to pay off your 2nd mortgage by the time you retire.
Is there a draught coming through your windows? Do you feel an unpleasant cold in your house? Then it's high time to replace the window seals...