Roof renovation can cost several 10,000 francs. You can get part of this back as a subsidy if you renovate your roof to make it more energy-efficient.
A heat pump to replace an old oil or gas heating system costs 30,000 to 50,000 Swiss francs. Where can you get subsidies for a new heating system?
Sooner or later, condominium owners have to deal with expensive renovations. That is why it is worth having a renovation fund.
After retirement, you have to manage with less income. That's why banks require you to pay off your 2nd mortgage by the time you retire.
When you buy an electrical appliance, one of the things you should compare is its energy efficiency. The new energy labels simplify the comparison.
There are many lawn mowers. From the simple reel lawn mower to the robotic mower and the powerful lawn tractor. Which model suits you?